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Chapter 13 Bankruptcy Attorney in McKinney, Texas

Chapter 13 bankruptcy allows individuals with steady incomes to create plans to repay all or part of their debts. In exchange for debt relief, filers of Chapter 13 bankruptcy must pay their discretionary income to their creditors over the course of a three- to five-year repayment plan. During this allotted time, creditors are forbidden from starting or continuing collection efforts.

At Peter A. Ryan Attorney at Law, I advise clients on a variety of bankruptcy-related problems. If you could benefit from the legal help of a Chapter 13 bankruptcy attorney, contact my Dallas, Texas, office today.

Filing for Chapter 13 bankruptcy is a wise option for those who earn a significant income or want to protect valuable property. It's different than Chapter 7 bankruptcy, which is typically meant for individuals with little income remaining at the end of each month and minimal assets. Chapter 13 bankruptcy is a better option for those whose biggest challenge is not their lack of income, but their creditors’ demands for immediate payment.

In order to qualify for Chapter 13 bankruptcy, you cannot be a business, and you must provide proof of a steady income and debt limits. If you have questions regarding your eligibility, get in touch with me today.

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If you're considering filing a bankruptcy case, you will need to take a Credit Counseling course such as this one.

If you have already filed, you will need to take a Financial Management course before you can receive your discharge, such as this one.

At Peter A. Ryan Attorney at Law, I give clients the guidance they need to get back on a steady financial course. I proudly serve the Dallas, Texas, area, including McKinney and the rest of Collin County. I also provide knowledgeable legal services to individuals in Denham Springs and Livingston, Louisiana. For a skilled Chapter 13 bankruptcy attorney, contact my office today to schedule a free consultation.